Strategies, Challenges, and Answers

No UM/UIM Coverage Available To Person Overage Available To Person Injured By City Owned Street Sweeper

In White v. Continental Ins. Co., 119 Nev. 114, 65 P. 3d 1090 (2003), the Nevada Supreme Court faced a unique situation.  The question was whether an Uninsured / Underinsured Motorist (UM/UIM) carrier owed benefits to an insured who had been injured when his automobile was hit by a street-sweeping machine owned by the City of Reno.  The doctrine of Sovereign Immunity protected Reno.  Nevada’s Waiver of Sovereign Immunity Statute, N.R.S. 41.031 et seq. provides that recovery against any … [Read more...]

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These posts on the Mills & Associates Nevada Coverage & Bad Faith Law blog are published to provide useful insights on Nevada insurance law to our clients and other subscribers. Many times the topics are suggested by recent case law, or issues raised by litigation.As part of our ongoing effort to provide both timely and helpful information, we invite all our readers to submit issues which they would like to see addressed in future blog posts.Likewise, please submit questions … [Read more...]


In the recent case of Clark County School District v. Richardson Construction, Inc., 123 Nev. Adv. Op. 39 (2007), the Nevada Supreme Court reiterated its position that Nevada’s waiver of sovereign immunity would be strictly enforced.   Sometimes, a governmental entity, such as a city or a county, will be a co-defendant in a case involving our client.  Where a governmental entity is involved, issues related to sovereign immunity must be considered.  The rule is that … [Read more...]