Betty Roe rented a car from Allstate Rent-A-Car. While driving that car, she caused an accident with injuries. She didn't buy any additional insurance coverage from the rental car company but she had her own personal auto insurance through Co-Operators Insurance Company.As you may know, NRS 482.295 requires that before rental car company can be licensed, it must demonstrate that is has auto liability coverage for each car going out the door. The rental company can either buy insurance or … [Read more...]
Salas v. Allstate Rent-A-Car: Rental Car Companies May Need To Provide A Second Layer Of Auto Insurance Coverage
January 4, 2013 by
Every motor vehicle registered in Nevada must have a minimum level of liability insurance, namely, $15,000 per person, $30,000 per occurrence and $10,000 for property damage. N.R.S. § 485.185. The Nevada Financial Responsibility law is meant to insure that individuals who are injured in motor vehicle accidents have a source of indemnification. Hartz v. Mitchell, 107 Nev. 893, 896, 822 P.2d 667, 669 (1991). The opinion of Alamo Rent-A-Car v. State Farm, 114 Nev. 154, 953 P2d 1074 (1998), which … [Read more...]
Got Questions?
August 17, 2010 by
These posts on the Mills & Associates Nevada Coverage & Bad Faith Law blog are published to provide useful insights on Nevada insurance law to our clients and other subscribers. Many times the topics are suggested by recent case law, or issues raised by litigation.As part of our ongoing effort to provide both timely and helpful information, we invite all our readers to submit issues which they would like to see addressed in future blog posts.Likewise, please submit questions … [Read more...]
Even Where the Policy Language Conflicts, The Renter’s Personal Auto Policy Is Primary To The Rent-A-Car’s Financial Responsibility Coverage
June 19, 2009 by
The case of Alamo Rent-A-Car v. State Farm, 114 Nev. 154, 953 P.2d 1074 (1998) was a high-stakes showdown between a rental car company and two personal auto insurance companies, State Farm and Valley Forge. As you know, Nevada law requires that a rental car company must provide proof of financial responsibility on every car that the company puts on the road. NRS 482.295. And in this case, each driver had his or her own personal auto coverage. The dispute that the court was asked to resolve … [Read more...]
