Strategies, Challenges, and Answers

No UM/UIM Coverage Available To Person Overage Available To Person Injured By City Owned Street Sweeper

In White v. Continental Ins. Co., 119 Nev. 114, 65 P. 3d 1090 (2003), the Nevada Supreme Court faced a unique situation.  The question was whether an Uninsured / Underinsured Motorist (UM/UIM) carrier owed benefits to an insured who had been injured … [Continue reading]

If A Cause Of Action Is Not Specifically Excluded By The Policy, You May Have To Look To The Pleadings And The Alleged There To Decide If Coverage Extends To Those Actions

In the case of Versatility, Inc. v. Capitol Indemnity. Corp., 2:10-CV-1942 JCM (PAL) slip op. (D. Nev. 2011) the U.S. District Court for Nevada explained that if injuries alleged in an underlying complaint arise from an excluded event, that failure … [Continue reading]

Speaker at DRI’s Insurance Coverage and Practice Symposium Suggests Looking “Off-Panel” For Qualified Local Coverage Counsel

I recently attended DRI’s Coverage and Practice Symposium in New York City.  As usual, the site was exceptional and the presenters were extremely knowledgeable.  Plus, who wouldn’t want to be in New York City during the Holiday Season? One of the … [Continue reading]

Late Notice Bars An Insurance Claim Only If The Carrier Can Prove Prejudice

Insurance carriers want the earliest possible notice of any claim.  Investigation of the claim will be most effectively done while memories are fresh and evidence is available.  In addition, an insurance company must financially account and plan for … [Continue reading]

Responding To The Anticipated Fallout Of The Haygood And Howell Opinions

No one is surprised when people who are hurt in accidents go to the doctor’s office for care.  In the past, many went to doctors who provided them care through their group health insurance programs.  These group healthcare providers usually have … [Continue reading]