Strategies, Challenges, and Answers

The Nevada Court System

The Nevada Supreme Court is the court of last resort.  The court is made up of seven justices divided into two three justice panels and plus the Chief Justice. Nevada has no intermediate court of appeals. District Court (Court of General … [Continue reading]

Do You Want Fries With That? Rental Car Insurance Options Beyond The Rental Car Desk

You Want Fries With That?

Just like in fast food, the rental car industry trains its sales agents to pitch an “add on” purchase at the “point of sale”.  But instead of selling French fries, the rental car agents try to sell you insurance.  This specialty insurance might … [Continue reading]

How Much Information Does a “Claims-Made” Carrier Need to Receive During the Policy Period to Trigger Coverage?

The dentist had a lot of explaining to do.  The authorities had arrested him for drug trafficking and had charged him with distribution of cocaine.  The dental board had received complaints that he was using cocaine and was giving it to his … [Continue reading]

Nevada’s Unfair Claims Settlement Practices Act Does Not Create A Third-Party Private Right Of Action

NEVADA’S UNFAIR CLAIMS SETTLEMENT PRACTICES ACT

Nevada is one of a handful of states that creates a private right of action for violations of its Unfair Claims Settlement Practice Act, NRS 686A.310.  Subsection (2) of the statute provides that “an insurer is liable to its insured for any damages … [Continue reading]

Nevada Does Not Recognize Third-Party Bad Faith

THIRD-PARTY BAD FAITH

Greg Gunny claimed that his father Ralph negligently operated his boat and injured him. Greg wasn’t happy with the speed at which his father’s insurance, Allstate, was handling the claim.  Greg Gunny sued Allstate directly for bad faith. In the … [Continue reading]