May 2013 bring new opportunities, success at every step and countless reasons to celebrate! We wish you health and prosperity in the coming year and beyond. Happy New Year! Mills & Associates … [Read more...]
Archives for 2012
The Nevada Court System
December 21, 2012 by
The Nevada Supreme Court is the court of last resort. The court is made up of seven justices divided into two three justice panels and plus the Chief Justice.Nevada has no intermediate court of appeals.District Court (Court of General Jurisdiction):* Ten Judicial Districts broken down geographically * However, from a venue perspective, you can file any case in any District in Nevada. * Civil Jurisdictional from $10,000 to unlimited * Two most active Districts are the Second (nine … [Read more...]
Do You Want Fries With That? Rental Car Insurance Options Beyond The Rental Car Desk
December 18, 2012 by
Just like in fast food, the rental car industry trains its sales agents to pitch an “add on” purchase at the “point of sale”. But instead of selling French fries, the rental car agents try to sell you insurance. This specialty insurance might include protection against damage to the rental car or supplemental insurance over and above the insurance that the renter already has. Rent a car specific insurance offerings are sometimes called Collision Damage Waiver, Renter’s Liability Insurance or … [Read more...]
How Much Information Does a “Claims-Made” Carrier Need to Receive During the Policy Period to Trigger Coverage?
November 28, 2012 by
The dentist had a lot of explaining to do. The authorities had arrested him for drug trafficking and had charged him with distribution of cocaine. The dental board had received complaints that he was using cocaine and was giving it to his patients. The board even suspended his license.His malpractice insurance company was aware of all of these allegations of malfeasance during the coverage period of his “claims-made-and-reported” policy. The one thing that the insurance company did not … [Read more...]
Nevada’s Unfair Claims Settlement Practices Act Does Not Create A Third-Party Private Right Of Action
November 16, 2012 by
Nevada is one of a handful of states that creates a private right of action for violations of its Unfair Claims Settlement Practice Act, NRS 686A.310. Subsection (2) of the statute provides that “an insurer is liable to its insured for any damages sustained by the insured as a result of the commission of any act set forth in subsection 1 as an unfair practice.” Third-party claimants have asked whether this private right of action extends to them. The answer from the Nevada Supreme Court is a … [Read more...]
