Strategies, Challenges, and Answers

Nevada Court Enforces Clear and Unambiguous Contractual Limitation of Action

Collins v. Farmers Ins. Exch., 61 F. Supp. 2d 1124 (D. Nev. 1999)

Evelyn Collins and her daughter Angela lived in the same house.  They each had their own car and their own auto insurance policy from Farmers Insurance. One day Evelyn was a passenger in her daughter’s car.  The daughter Angela negligently caused … [Continue reading]

Is The Company Playing Favorites?

Avoid the Allegation That You Have Protected One Insured to the Detriment of Another Every day, insurance adjusters see claims where the insured has not purchased enough liability insurance to cover the loss. In many instances, the injured party … [Continue reading]

Nevada Adopts the Manifestation Rule in First Party Property Cases involving Progressive Damage.

Manifestation Rule in First Party Property Cases involving Progressive Damage

In 1977, the Jacksons bought a home.  Over time, small cracks appeared in the walls.  The Jackson's investigating engineer said that the home had suffered structural damage because of negligent construction. The Jackson's homeowner policy was with … [Continue reading]

Nevada Considers Coverage Issues Arising From The Loading And Unloading Of Commercial Trucks And Trailers.

The year is 1964.  A construction truck pulls up to the dock at Richfield Oil Corporation in Las Vegas, Nevada.  The driver of the truck hopes to load fuel that he can haul to a construction site where his equipment is operating. Mr. Spink is the … [Continue reading]

For Purposes Of Policy Cancellation, One Percentage Point Can Make All The Difference In Deciding Whether The Driver Was “At Fault”

In Nevada, insurance companies cannot cancel, raise premiums or refuse to renew insurance policies where the insured was in an accident that was not his or her fault.  The statute reads: N.R.S. 687B.385  Cancellation, nonrenewal or increase in … [Continue reading]