Strategies, Challenges, and Answers

Nevada Adopts the Manifestation Rule in First Party Property Cases involving Progressive Damage.

In 1977, the Jacksons bought a home.  Over time, small cracks appeared in the walls.  The Jackson's investigating engineer said that the home had suffered structural damage because of negligent construction.The Jackson's homeowner policy was with State Farm.  State Farm disagreed with the Jacksons.  State Farm said that the loss was from earth movement.  The State Farm policy in place at the time the Jacksons reported the damage excluded coverage for both negligent construction and earth … [Read more...]