Jesse Kalberer and Eileen Mediola were in a car accident. Ms. Mediola’s attorney sent a policy limit demand to Jesse’s auto carrier, American Family. American Family rejected the demand claiming that the injuries were pre-existing and that the medical bills were overstated. American Family warned Jesse of a possible excess verdict. Plaintiff even emailed American Family and asked the company to settle so as to not expose Jesse to an excess verdict. At the same time, Jesse’s defense … [Read more...]
A Reasonable Defense Trumps Bad Faith Even With Multiple Policy Limit Demands And An Excess Verdict
Bad Faith Set-Up Fail!
Chau caused an auto accident that killed the opposing driver Benjamin Buenaventura. Chau reported the accident to the Nevada affiliate of AAA. Less than a month later, the attorney for the claimant sent a time limit policy limit demand to AAA. To meet the demand, AAA would have to pay the entire $100,000 each person limit to Clara Buenaventura within two weeks and driver Chau would have to certify that there was no other insurance. … [Read more...]