In addition to detecting FRAUD, examinations under oath serve a number of other purposes. For example in the case of Yeo v. State Farm Ins. Co., 219 Mich. App. 254, 258, 555 N.W.2d 893, 895 (1996) the court explained that an examination allowed an insurance company to gather facts it would need to determine whether it would adjust the claim or defend a denial. In other words, examinations under oath also help prevent unnecessary litigation. In the case of Dietz v. Hardware Dealers Mut. Fire … [Read more...]