Most insurance contracts provide insurance companies with the right to negotiate and settle disputed liability claims. In most cases, negotiations and settlements happen without the involvement of the insured. Many times, a single initial contact with the insured may be all that is needed by the insurance company to open, process and settle a claim. In fact, it is my guess that in most cases, the insured is only a peripheral part of any settlement. However, there are circumstances when the … [Read more...]