In a POST earlier this year, we recited the general rule that when a truck is pulling a load for a motor carrier, the motor carrier’s policy is responsible to provide insurance. The inverse of that general rule is that when the truck is not in the business of a motor carrier, normally the non-trucking (otherwise known as bobtail insurance) is the responsible insurance carrier. The case of United Fin. Cas. Co. v. Country Wide Ins. Co., No. 18-3022, 2019 U.S. App. LEXIS 19581 (2d Cir. July 1, … [Read more...]
Bobtail Insurance Provides Limited Coverage
February 15, 2019 by
Truckers and trucking companies do business under many different contractual arrangements. Some truckers drive as employees of a single trucking company. Those drivers operate the company’s truck and pull the company’s trailers. However, a common business model involves a person who owns and operates his or her own truck (known as an owner-operator). These owner-operators “lease on” to drive for a properly licensed and authorized motor carrier. Lease agreements between the motor carrier and … [Read more...]
