Since 2007, the American Bar Association has annually recognized 100 law blogs that are helpful, creative and engaging. Mills & Associates believes that our Nevada Coverage Law blog should join the list of ABA Blawg Honorees in 2013. Before casting your votes however, we need a few of our diehard Blog readers to nominate the Nevada Coverage Law for this honor. Nominations are due on or before August 9, 2013. So please browse to the ABA’s Nomination Submission Link and respond to the … [Read more...]
No Direct Action By Third-Party Against Carrier
July 10, 2013 by
Nevada does not allow direct third-party actions by the injured Plaintiff against the carrier. Knittle v. Progressive Cas. Co., 112 Nev. 8, 908 P.2d 724 (1996). … [Read more...]
Stacking
June 28, 2013 by
In Nevada, a valid anti-stacking provision must satisfy three prerequisites under NRS 687B.145(1) . "First, the limiting provision must be expressed in clear language." "Second, the provision must be prominently displayed in the policy, binder or endorsement." "Finally, the insured must not have purchased separate coverage on the same risk nor paid a premium calculated for full reimbursement under that coverage." Accordingly, a limiting provision is void if it fails to comply with … [Read more...]
Adjusting Claims Involving Intoxicated Insureds Can Be Complicated
June 13, 2013 by
In Nevada, there’s alcohol everywhere. Or so that is what many visitors believe as they find themselves partaking in “just one more” at every stop of their visit. Even some locals live up to the outsider’s stereotypical view of a Las Vegas resident by overdoing it a bit too often. However, like every other state, Nevada has strict laws against driving while intoxicated. Seasoned adjusters know the many complications that can arise when dealing with a claim involving an intoxicated … [Read more...]
Nevada Court Enforces Clear and Unambiguous Contractual Limitation of Action
June 6, 2013 by
Evelyn Collins and her daughter Angela lived in the same house. They each had their own car and their own auto insurance policy from Farmers Insurance. One day Evelyn was a passenger in her daughter’s car. The daughter Angela negligently caused an accident. Evelyn was seriously hurt. Evelyn made a claim against her daughter and collected the $100,000.00 auto bodily injury liability limit from the daughter’s policy. Evelyn also made a claim against her own policy for med pay. She … [Read more...]
