Truckers and trucking companies do business under many different contractual arrangements. Some truckers drive as employees of a single trucking company. Those drivers operate the company’s truck and pull the company’s trailers. However, a common business model involves a person who owns and operates his or her own truck (known as an owner-operator). These owner-operators “lease on” to drive for a properly licensed and authorized motor carrier. Lease agreements between the motor carrier and … [Read more...]
Archives for February 2019
Where An Insurance Company Breaches Its Duty To Defend, It Can Be Liable For An Excess Verdict Even If The Company Did Not Act In Bad Faith
February 5, 2019 by
Ryan Pretner suffered critical injuries when he was hit by a truck driven by Michael Vasquez. Mr. Vasquez’s truck was covered by two auto policies, his personal policy, and his business auto policy. His personal insurance with Progressive had a limit of $100,000 per person. His commercial auto policy with Century Surety Company had a $1,000,000 limit.Century Surety conducted an investigation and determined that Mr. Vasquez was not in the course and scope of his business as an auto … [Read more...]
