Strategies, Challenges, and Answers

Archives for January 2013

What Is The Extent Of Coverage In A Parental Liability Automobile Case?

In a recent post on our Nevada Insurance Law blog, we discussed how the person (usually a parent) who signs a minor’s driver’s license can be vicariously liable for the minor’s conduct.  In the case of United Services Auto. Ass’n v. Crandall, 95 Nev. 334, 594 P.2d 704 (1979), the Nevada Supreme Court gives some direction as to how it will handle coverage in sticky parental liability cases.In Crandall, the father had signed the driver’s license of his 16-year-old daughter.  The daughter took … [Read more...]

Five Things Every Lawyer Should Know . . . About Nevada’s Unfair Claims Settlement Practices Act

Mike Mills’ article on Nevada’s Unfair Claims Settlement Practices Act appeared in the January 2013 edition of the Communique magazine.  Mike was honored to join other legal authorities who shared five important things about their respective areas of practice.  Check out the five things that Mike believes you should know about NRS 686A.310 HERE and learn five things about five other areas of law as a bonus. … [Read more...]

Salas v. Allstate Rent-A-Car: Rental Car Companies May Need To Provide A Second Layer Of Auto Insurance Coverage

Every motor vehicle registered in Nevada must have a minimum level of liability insurance, namely, $15,000 per person, $30,000 per occurrence and $10,000 for property damage. N.R.S. § 485.185.  The Nevada Financial Responsibility law is meant to insure that individuals who are injured in motor vehicle accidents have a source of indemnification. Hartz v. Mitchell, 107 Nev. 893, 896, 822 P.2d 667, 669 (1991).  The opinion of Alamo Rent-A-Car v. State Farm, 114 Nev. 154, 953 P2d 1074 (1998), which … [Read more...]