Strategies, Challenges, and Answers

Mills of BLWM Slated to Speak at DRI’s Insurance Coverage and Claims Institute

Mike Mills will speak at DRI’s Insurance Coverage and Claims Institute which is scheduled for April 6 – 9, 2016 in Chicago, Illinois.  The Insurance Coverage and Claims Institute is known as “DRI’s flagship seminar” for coverage counsel, defense … [Continue reading]

Mills Contributes to DRI’s 2016 Duty to Defend Compendium

Duty to Defend Compendium

DRI has honored Mike Mills by selecting him to contribute to its 2016 Duty to Defend Compendium. DRI turns to it most respected members from across the country to author state-specific sections to all of its Compendia. Mike Mills was selected to … [Continue reading]

Once An Insured Proves Coverage, The Burden Shifts To the Insurer To Prove An Exception Or Exclusion

In Nevada Insurance Coverage lore, Victor Havas is legend. Cases involving Mr. Havas answer so many insurance coverage questions.  What duty does an insurance agent owe to a customer? Havas v. Carter, 515 P.2d 397, 89 Nev. 497 (1973). For more … [Continue reading]

Nevada Recognizes Duty of Insurance Producers To Use Due Diligence to Place Insurance Or To Seasonably Notify The Client That The Insurance Can’t Be Obtained

Victor Havas’ bad luck with insurance did not start in 1979 as reported here.  He had been having insurance issues long before that. Back in the late sixties, Mr. Havas owned a used car lot.  Some of his used cars came up missing.  He hired … [Continue reading]

Replacement Value Not ACV Is The Proper Measure Of Damages In A Homeowner’s Theft Claim Where Policy Provides For Same

Homeowner's Theft Claim

Victor and Arlene Havas took issue with the way their homeowner’s insurance company, Atlantic Insurance Company valued the property that they lost because of a theft at their home.  Mr. & Mrs. Havas submitted their claim to the insurance company … [Continue reading]