Mike Mills will speak at DRI’s Insurance Coverage and Claims Institute which is scheduled for April 6 – 9, 2016 in Chicago, Illinois. The Insurance Coverage and Claims Institute is known as “DRI’s flagship seminar” for coverage counsel, defense counsel, and claims professionals. Each spring in Chicago, DRI assembles outstanding speakers from industry and private practice to provide insight and guidance about current and relevant issues faced by the industry and the attorneys in insurance … [Read more...]
Mills Contributes to DRI’s 2016 Duty to Defend Compendium
March 1, 2016 by
DRI has honored Mike Mills by selecting him to contribute to its 2016 Duty to Defend Compendium. DRI turns to it most respected members from across the country to author state-specific sections to all of its Compendia. Mike Mills was selected to author the Nevada section of the 2016 Duty to Defend Compendium.A full copy the Compendium can be ordered from DRI at Duty to Defend Compendium . Feel free to preview the Compendium by CLICKING HERE. All DRI Compendia can be purchased through the DRI … [Read more...]
Once An Insured Proves Coverage, The Burden Shifts To the Insurer To Prove An Exception Or Exclusion
February 23, 2016 by
In Nevada Insurance Coverage lore, Victor Havas is legend. Cases involving Mr. Havas answer so many insurance coverage questions. What duty does an insurance agent owe to a customer? Havas v. Carter, 515 P.2d 397, 89 Nev. 497 (1973). For more information, see here. When is replacement value the appropriate measure of damages rather than actual case value? Havas v. Atlantic Ins. Co., 95 Nev. 415, 596 P.2d, 246 (1979). here. How can an insurance company avoid a waiver when it investigates a … [Read more...]
Nevada Recognizes Duty of Insurance Producers To Use Due Diligence to Place Insurance Or To Seasonably Notify The Client That The Insurance Can’t Be Obtained
February 22, 2016 by
Victor Havas’ bad luck with insurance did not start in 1979 as reported here. He had been having insurance issues long before that. Back in the late sixties, Mr. Havas owned a used car lot. Some of his used cars came up missing. He hired Richard Carter of Insurance Agency, Inc. to find him an “open lot insurance” that would cover his inventory against fire, theft and other losses. Carter had some success and placed the policy which later cancelled. He tried again and again the policy … [Read more...]
Replacement Value Not ACV Is The Proper Measure Of Damages In A Homeowner’s Theft Claim Where Policy Provides For Same
February 19, 2016 by
Victor and Arlene Havas took issue with the way their homeowner’s insurance company, Atlantic Insurance Company valued the property that they lost because of a theft at their home. Mr. & Mrs. Havas submitted their claim to the insurance company seeking recovery of the value of the lost property. The Havas’s insurance policy provided that recovery would be limited to an amount not exceeding either the cost of repair or replacement of the property with material of like kind and … [Read more...]
