Since 2007, the American Bar Association has annually recognized 100 law blogs that are helpful, creative and engaging. Mills & Associates believes that our Nevada Insurance Law blog should join the list of ABA Blawg Honorees in 2014. Before casting your votes however, we need a few of our diehard Blog readers to nominate the Nevada Insurance Law for this honor. Nominations are due on or before August 8, 2014. So please browse to the ABA’s Nomination Submission Link and respond to the … [Read more...]
Archives for 2014
Even Though An Employee Is A Supervisor, If Not A “Managing Agent”, Employer Not Liable For Punitive Damages For Employee’s Acts
July 8, 2014 by
A night of fun at the Gold Coast Hotel and Casino turned into a nightmare for Dedric Holman and Christina Edwards. The two were enjoying some gambling in the pre-dawn hours of February 19, 1994. Dedric was sitting at a blackjack table when Christina wandered off to try her luck elsewhere.Christina happened to look much younger than her age, a fact that prompted a casino employee to ask for her identification. Perhaps feeling a bit flustered, Christina explained that she had forgotten it at … [Read more...]
At Renewal, An Insurer Must Give Adequate Notice Of Intended Policy Changes. Otherwise, The Policy Renews Under The Prior Terms
July 8, 2014 by
On November 21, 1980, a devastating fire swept through the MGM Grand Hotel in Las Vegas, Nevada. The fire killed 85 people and injured more than 700. A complete copy of the Clark County Fire Report can be downloaded HERE.At the time, the Grand Hotel Gift Shop served the guests of the hotel. Fire destroyed the Shop resulting in damage of almost $1,000,000 including lost fixtures, inventory and business interruption. The Gift Shop sued its insurance agent and its insurer Granite State … [Read more...]
Insurers Do Not Need To Produce A Signed “Must Offer” Med-Pay Waiver Form
June 20, 2014 by
As we explained in THIS EARLIER POST, Nevada obligates insurance companies that issue passenger car policies in the state to offer Uninsured / Underinsured Motorist coverage to its customers. See also NRS 687B.145(2). Insurance customers can reject UM / UIM coverage or reduce the limits of coverage to an amount less than the limits of the liability coverage. However, when a claim arises, if the insurance company cannot provide proof of the rejection / reduction via a signed form, the court … [Read more...]
The Nevada Supreme Court Enforced An Oral Insurance Contract Based On A Handshake
June 6, 2014 by
Many dream of living back in the day when a man’s word was his bond and a handshake was enough to seal a deal. But even back then, was a handshake a good way to do business? Apparently not for Mr. Whitaker and Mr. Musgrave. Their tale is found in the reports of the Nevada Supreme Court, Truck Ins. Exch. v. Whitaker & Musgrave, 71 Nev. 1, 278 P.2d 277 (1955).The two became partners in the livestock business. Musgrave owned the local livestock auction in Fallon, Nevada. Whitaker owned … [Read more...]
