Strategies, Challenges, and Answers

Do You Want Fries With That? Rental Car Insurance Options Beyond The Rental Car Desk

Just like in fast food, the rental car industry trains its sales agents to pitch an “add on” purchase at the “point of sale”.  But instead of selling French fries, the rental car agents try to sell you insurance.  This specialty insurance might include protection against damage to the rental car or supplemental insurance over and above the insurance that the renter already has.  Rent a car specific insurance offerings are sometimes called Collision Damage Waiver, Renter’s Liability Insurance or … [Read more...]

When An Accident Happens Out Of The State, Which State’s Law Governs?

Tourists love Las Vegas!!!  Many tourists come here to see the hotels, the casinos and the shows.  But after a while the hotels, casinos and shows all start to look alike.  So tourists are known to rent cars and go wandering the Wild West to take in the natural wonders just a few hours from town, including Death Valley in California, the Grand Canyon in Arizona and Zion National Park in Utah.  That’s a lot of travel across many state lines.  So when an accident happens outside of Nevada in a Las … [Read more...]

Can An Injured Plaintiff Sue A Nevada Rental Car Company Along With The Negligent Rental Driver?

A tourist arrives at Las Vegas’ McCarran Airport and rents a car.  On the way to the hotel, the tourist causes an accident and injures a local driver.  The injured driver sues naming both the renter and the rental car company as defendants.  Is this proper?Of course, it depends.  If the rental car company rented the car to someone who was intoxicated or who did not furnish proof of a valid driver’s license, there may be grounds for an independent cause of action against the rental car … [Read more...]

A Nevada Court Can Judicially Assign A Judgment Debtor’s Bad Faith Rights Against His Insurance Carrier To The Plaintiff Via Post Judgment Execution

The recent opinion of Gallegos v. Malco Enterprises of Nevada, dba Budget Rent A Car, 127 Nev. Adv. Op. 51, 255 P.3d 1287 (2011) may be the most significant bad faith case issued by the Nevada Supreme Court in a decade.  To understand the case, you’ve got to know the facts.The driver of a Budget rental car injured Gallegos.  Gallegos sued the driver who subsequently defaulted.  The District Court entered a default judgment in favor of Gallegos for $400,000.00.Gallegos unsuccessfully … [Read more...]

Got Questions?

These posts on the Mills & Associates Nevada Coverage & Bad Faith Law blog are published to provide useful insights on Nevada insurance law to our clients and other subscribers. Many times the topics are suggested by recent case law, or issues raised by litigation.As part of our ongoing effort to provide both timely and helpful information, we invite all our readers to submit issues which they would like to see addressed in future blog posts.Likewise, please submit questions … [Read more...]