Strategies, Challenges, and Answers

Is Your Company’s Intra-Family Auto Liability Exclusion Enforceable?

Nevada law authorizes insurance companies to enforce exclusions that limit or eliminate intra-family liability for bodily injuries. NRS 687B.147. Or so said the Nevada Supreme Court in Progressive Gulf Ins. Co. v. Faehnrich, 130 Nev. Adv. Op. 19, 327 P.3d 1061 (2014). However, as we mentioned in our explanation of Faehnrich, the Court made only a passing reference to NRS 687B.147, the law that allows such a limitation or exclusion. The court did not provide any sort of analysis of the law. And … [Read more...]

Nevada Supreme Court Enforces Choice Of Law Provision In Mississippi Auto Insurance Policy

Randall and Toni Faehnrich lived with their two sons in Mississippi.  The Faehnrich’s owned a Jeep.  Mr. and Mrs. Faehnrich divorced and Mrs. Faehnrich decided to move to Las Vegas.  After moving to Nevada but before changing the plates, registration and insurance, Toni Faehnrich crashed the Jeep.  The Faehnrich boys were hurt in the accident.Randall brought suit against his wife Toni in behalf of their injured sons.  In Nevada, it had been against public policy for a Nevada Auto Insurance … [Read more...]