Strategies, Challenges, and Answers

For Purposes Of Policy Cancellation, One Percentage Point Can Make All The Difference In Deciding Whether The Driver Was “At Fault”

In Nevada, insurance companies cannot cancel, raise premiums or refuse to renew insurance policies where the insured was in an accident that was not his or her fault.  The statute reads: N.R.S. 687B.385  Cancellation, nonrenewal or increase in premium due to claims for which insured was not at fault prohibited.  An insurer shall not cancel, refuse to renew or increase the premium for renewal of a policy of motor vehicle insurance covering private passenger cars or commercial vehicles as a … [Read more...]

Under Nevada’s Wrongful Death Statute Where There Is Only One Decedent, There Is Only One “Each Person” Limit Available

Under Nevada’s Wrongful Death Statute, N.R.S. 41.085, the estate and multiple heirs can each make their own individual claims for damages.  (If you are not familiar with the Wrongful Death details, please click the following link to the relevant Mills & Associates Nevada Insurance Law blog post: Wrongful Death In Nevada).  Still there is the related coverage question of what portion of an applicable automobile policy limit is available to pay all these different Wrongful Death claimants.  … [Read more...]

Got Questions?

These posts on the Mills & Associates Nevada Coverage & Bad Faith Law blog are published to provide useful insights on Nevada insurance law to our clients and other subscribers. Many times the topics are suggested by recent case law, or issues raised by litigation.As part of our ongoing effort to provide both timely and helpful information, we invite all our readers to submit issues which they would like to see addressed in future blog posts.Likewise, please submit questions … [Read more...]

The Walls Of Nevada’s Dram Shop Wonderland Castle Withstand Assault

The post "THE WALLS OF NEVADA'S DRAM SHOP WONDERLAND CASTLE WITHSTAND ASSAULT" originally appearing here has been moved to the Nevada Insurance Law blog.The post may be viewed by clicking HERE.For convenience, ALL posts related to Nevada Dram Shop Law may be viewed by following this link: Nevada Dram Shop Law  … [Read more...]

The Walls Of Nevada’s Dram Shop Wonderland Castle Withstand Assault

In our previous blog post, Dram Shop Wonderland, we addressed attempts that have been made over the years by Nevada lawyers to impose liability on bar, tavern and hotel owners for injuries and damages caused by their inebriated guests.  We noted that despite compelling circumstances, the courts have not imposed liability.  The court’s argument has been that if dram shop liability is to be imposed, it must be done by the Nevada legislature.It has been 13 years since the last attempt to … [Read more...]