Strategies, Challenges, and Answers

Nevada Court Interprets California Family’s Auto Policy Using California Law Following Nevada Accident

Nevada often follows the lead of California when it comes to interpreting the law. But there are times when the law of the two states is irreconcilable. Take the case of Mr. and Mrs. Sotirakis for example. Mr. and Mrs. Sotirakis lived in California. They owned a home in California. They garaged and registered their cars there. The Sotirakis family bought their insurance from USAA. USAA issued the Sotirakis family its auto policy in California.As many Californians are prone to do, Mr. and … [Read more...]

If An Insured’s Policy Covers Activities In Nevada, The Insured Can Sue The Company In Nevada For Breach Of That Policy And For Bad Faith

The Mendes family lived in Massachusetts.  They owned a house in Massachusetts.  They registered to vote there.  Their auto registration and drivers licenses were all from Massachusetts.  In fact, they had auto insurance that they bought in Massachusetts that was underwritten by the Arabella Mutual Insurance Company.  The Arabella policy required that to claim the benefits of all of the policy’s coverage provisions, the insured car had to be principally garaged in Massachusetts.The Mendeses … [Read more...]

When An Accident Happens Out Of The State, Which State’s Law Governs?

Tourists love Las Vegas!!!  Many tourists come here to see the hotels, the casinos and the shows.  But after a while the hotels, casinos and shows all start to look alike.  So tourists are known to rent cars and go wandering the Wild West to take in the natural wonders just a few hours from town, including Death Valley in California, the Grand Canyon in Arizona and Zion National Park in Utah.  That’s a lot of travel across many state lines.  So when an accident happens outside of Nevada in a Las … [Read more...]