Gary Lewis had a minimum limits auto policy with United Automobile Insurance Company. UAIC notified Lewis that the policy was going to lapse. Lewis took no action and made no payment until July 10, 2007. However that payment was made ten days after he was supposed to have sent payment according to the renewal notice and two days after Lewis hit and seriously injured minor pedestrian Cheyanne Nalder.When Cheyanne Nalder’s father sued Lewis in behalf of his daughter, UAIC did not step … [Read more...]
In Deciding Whether To Settle A Claim, The Insurance Company Must Give As Much Consideration To The Interests Of Its Insured As It Gives To Its Own Interests
November 27, 2019 by Leave a Comment
The former patient of a Las Vegas doctor sued him. In their suit, the patient and his wife claimed that the doctor had misdiagnosed a cancerous tumor.When it came time to talk settlement, the Plaintiffs demanded a settlement in excess of the policy limit. However, the Plaintiffs said that they would accept the policy limit to resolve the case.When the malpractice claim did not settle, the doctor sued his insurance company Medical Insurance Exchange. The doctor alleged that the … [Read more...]
An Auto Insurance Company’s Refusal To Pay Claim, Standing Alone, Is Not Bad Faith
June 10, 2019 by Leave a Comment
Ashley Aiello filed suit against her auto carrier Geico General Insurance Company. She alleged that she was hurt when an unidentified driver struck her car and fled the scene.She said that she filed an uninsured motorist claim with Geico. She filed suit when as she alleged Geico refused to pay her UM benefits. Aiello’s suit included causes of action for breach of contract and bad faith.In Aiello v. Geico Gen. Ins. Co., No. 2:19-cv-00610-APG-VCF, 2019 U.S. Dist. LEXIS 84191 (D. Nev. … [Read more...]
Where An Insurance Company Breaches Its Duty To Defend, It Can Be Liable For An Excess Verdict Even If The Company Did Not Act In Bad Faith
February 5, 2019 by Leave a Comment
Ryan Pretner suffered critical injuries when he was hit by a truck driven by Michael Vasquez. Mr. Vasquez’s truck was covered by two auto policies, his personal policy, and his business auto policy. His personal insurance with Progressive had a limit of $100,000 per person. His commercial auto policy with Century Surety Company had a $1,000,000 limit.Century Surety conducted an investigation and determined that Mr. Vasquez was not in the course and scope of his business as an auto … [Read more...]
Nevada’s Absolute Liability Statute Does Not Create A Third-Party Bad Faith Claim.
March 7, 2018 by Leave a Comment
We have previously written about Saundra Torres. She was hurt when she was involved in an auto accident with a vehicle that was insured by Nevada Direct Insurance Company.She filed suit against Nevada Direct’s insureds Perez-Castellano and Mollinedo-Cruz. For a time, Nevada Direct defended. But after the insureds failed to cooperate, Nevada Direct withdrew its defense and filed a declaratory relief action. In the declaratory relief action, Torres refused Nevada Direct’s offer to settle … [Read more...]
