Strategies, Challenges, and Answers

The Immense Sacrifice Of Our Fallen Heroes Must Always Be Remembered . . .

“Was it worth it?”

This is a question, sometimes politically-loaded, that is often asked of family members and war buddies of our Fallen Heroes.

Arlington National Cemetery in Memorial dayMarine Corps General John Kelly recently offered a unique perspective. A veteran of Iraq and Afghanistan himself, General Kelly lost his youngest son, First Lieutenant Robert Kelly, while conducting combat operations in Helmand Province in 2010.

General Kelly was asked if the loss was worth it by a reporter with National Public Radio. He said, quote:

“I think what I tell families now is the only person really that has a right to answer that question – was it worth it? – is the young man or woman that lost their life. And I believe what they would say is that they were doing what they wanted to do. They were where they wanted to be. So that’s the answer, I think, to that question. It’s not for us that survived to answer it. I think it’s for those young people to answer. And I think they do answer it with their actions and obviously their lives.” – Unquote.

Who can deny the heartfelt wisdom and logic of General Kelly’s words? But just as we should not presume to speak for the Fallen, we can make the country for which they have died a better place – one that honors their sacrifice and epitomizes the ideals enshrined in our Constitution. [Continue reading]

Insurance Company Must Stack Multiple UM Coverages If The Anti-Stacking Language Is Not Clear.

Multiple UM Coverages

Farmers issued two separate auto policies to the Torres family.  Both policies included uninsured coverage.The Torres daughter was injured when a moped on which she was a passenger crashed.  There was no coverage on the moped so Mr. Torres turned … [Continue reading]

Bobtail Insurance Provides Limited Coverage

Bobtail Insurance

Truckers and trucking companies do business under many different contractual arrangements.  Some truckers drive as employees of a single trucking company.  Those drivers operate the company’s truck and pull the company’s trailers.  However, a common … [Continue reading]

Where An Insurance Company Breaches Its Duty To Defend, It Can Be Liable For An Excess Verdict Even If The Company Did Not Act In Bad Faith

Century Surety Co. v. Andrew

Ryan Pretner suffered critical injuries when he was hit by a truck driven by Michael Vasquez.  Mr. Vasquez’s truck was covered by two auto policies, his personal policy, and his business auto policy.  His personal insurance with Progressive had a … [Continue reading]

What The Heck Is An Automobile Operator’s Insurance Policy?

Operators Insurance Policy

The State of Nevada compels automobile drivers to have insurance.  You can learn more about Nevada’s Compulsory Insurance Law HERE.There are two ways to satisfy the compulsory insurance requirement.Most people are familiar with the Nevada law … [Continue reading]