Strategies, Challenges, and Answers

Homebuilders, With Their Own Axe To Grind, Argue That Independent Counsel Should Be Required Upon Issuance Of Every Reservation Of Rights Letter

I'm all out of axes except yoursThe Southern Nevada’s Homebuilders Association says that the insurance industry is doing its members wrong by not giving them independent counsel. They file an amicus brief with the Nevada Supreme Court and hope that amidst all this gunfire between the parties that their axe grinding will be heard too.

The Homebuilders Association lobbies for Southern Nevada’s home builders. However, according to the Association’s brief, the homebuilders don’t really “build” the homes themselves. Rather, the sub-contractors do the real building. And since it is the subs that are doing the construction work, why should the homebuilders buy their own construction insurance? Instead, they have been riding the coattails of the subs’ insurance policies as “additional insureds” on the subs policies.

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Dr. Martin Luther King Jr. Had a Dream . . .

I have a dream - Martin Luther King

As our nation celebrates Martin Luther King’s birthday, let us reflect on a few of his words. "I say to you today, my friends, so even though we face the difficulties of today and tomorrow, I still have a dream. It is a dream deeply rooted in the … [Continue reading]

Mills Contributes To DRI’s Uninsured Motorist Compendium.


DRI provides many resources to those who practice insurance law. For example DRI offers state-by-state compendia on a variety of legal topics. Most recently DRI is updating its compendium regarding state uninsured motorist laws. The UM compendium, … [Continue reading]

Ambiguous State Farm UM Coverage Allows Wife To Recover For Separate Emotional Distress Caused By Witnessing Husband’s Death


Mrs. Brewington rode her motorcycle a little behind Mr. Brewington on State Highway 49 in California. An oncoming rider crossed the center line striking Mr. Brewington and ejecting him from his bike. Mrs. Brewington witnessed the collision, stopped … [Continue reading]

Happy New Year

Strategy 2015 word cloud

May 2015 bring new opportunities, success at every step and countless reasons to celebrate! We wish you health and prosperity in the coming year and beyond. Happy New Year! Mills & Associates … [Continue reading]