Strategies, Challenges, and Answers

State Farm Argues It Has No Duty To Provide Cumis Counsel In Nevada

Cumis BriefIn prior blog posts, the Nevada Law Blogs promised its readers regular updates regarding the issue of Cumis Counsel that is now before the Nevada Supreme Court. See HERE and HERE. Appellant State Farm recently filed its opening brief in State Farm Mut. Auto. Ins. Co. v. Hansen, Nevada Supreme Court Case No. 64484.  You can read the entire brief HERE.

In 2003, the local press widely published the facts of this case. Plaintiffs Hansen, LeFevre and Grill were at a party. They decided it was time to leave. They loaded into LeFevre’s vehicle and headed for the exit gate of the community. Aguilar was immediately behind Plaintiffs in his State Farm insured auto. Aguilar hit LeFevre’s vehicle from the rear just as it tried to exit the complex. Before Plaintiffs could leave, LeFevre’s vehicle was pelted with rocks, bottles and cans, allegedly thrown by people at the party. Hansen suffered serious injuries when a rock broke through the windshield of the LeFevre car and struck him. The Aguilars had two State Farm policies, an auto policy and a homeowner’s policy.

[Continue reading]

Nevada Follows The “Initial Permission” Rule When Dealing With Questions Of Permissive Use

Neavda Follows The “Initial Permission” Rule

Normally, it is easy to know whether the person whose name is on the auto insurance policy has liability coverage when operating his or her insured car. But that analysis becomes more difficult when the driver is not a named insured. Nevada Law … [Continue reading]

#TBT Nevada’s Guest Statute Declared Unconstitutional

the girl waiting the car with cardboard

On Social Media, people like to celebrate “Throw Back Thursday”.  On Thursdays, with a reference to hashtag #TBT, people post old photos of themselves, their families and their cities.  In that tradition, this post qualifies as a legal “Throw Back … [Continue reading]

Please Nominate “Nevada Insurance Law” For The 2014 ABA Journal Blawg 100 Award

Film Award

Since 2007, the American Bar Association has annually recognized 100 law blogs that are helpful, creative and engaging.  Mills & Associates believes that our Nevada Insurance Law blog should join the list of ABA Blawg Honorees in 2014. Before … [Continue reading]

Even Though An Employee Is A Supervisor, If Not A “Managing Agent”, Employer Not Liable For Punitive Damages For Employee’s Acts

security officer uniform shoulder patch

A night of fun at the Gold Coast Hotel and Casino turned into a nightmare for Dedric Holman and Christina Edwards. The two were enjoying some gambling in the pre-dawn hours of February 19, 1994. Dedric was sitting at a blackjack table when Christina … [Continue reading]