Nevada law authorizes auto insurance companies to avoid stacking their uninsured / underinsured motorist coverage. But before a court will enforce a policy’s anti-stacking provision the company must meet three requirements. See Neumann v. Standard Fire Ins. Co. of Hartford, Conn., 699 P.2d 101, 103 (Nev. 1985).
The three requirements are:
(2) Prominence; and,
(3) The insured cannot have paid full premiums on each of the separate risks covered by the policy. [Continue reading]