Randall and Toni Faehnrich lived with their two sons in Mississippi. The Faehnrich’s owned a Jeep. The Faehnrich divorced and Mrs. Faehnrich decided to move to Las Vegas. After moving to Nevada but before changing the plates, registration and insurance, Toni Faehnrich crashed the Jeep. The Faehnrich boys were hurt in the accident.
Randall brought suit against his wife Toni in behalf of their injured sons. In Nevada, it had been against public policy for a Nevada Auto Insurance Policy to totally prevent an injured family member from recovering at least the minimum coverage from a negligent driver even if the driver is a member of the same household. See Here. However, household exclusions are apparently enforceable in Mississippi. [Continue reading]